Commercial Business Insurance

Axiom Insurance provide tailored insurance solutions for small, medium or large enterprise and specialise in a number of key industries including retail, trade, commercial, industrial and not-for-profit organisations. Our team of brokers will work with you to ensure all of your risks are minimised across everything you do and at a price you can afford. Let Axiom Insurance take the stress and worry out of your insurance product choices, we have the skills and expertise to guide you through the options. Some of the cover options available to you can include:

Fire & Defined Events

Such damage to your buildings and contents through fire and other perils such as lightning, explosion, malicious damage, earthquakes, storm and water damage.

Business Interruption

Covers your business if you are unable to operate as a result of loss caused by fire or other insured events.

Burglary & Theft

Covers theft of the following that occurs as a result of violent, forcible entry – loss or damage to stock, goods held in trust and all contents for which you are responsible within the premises.

Loss of Money

Cash and items such as cheques and money orders are insured against theft from the business premises, as well as in transit.

General/Portable Property

Covers business assets anywhere in Australia. This can include a range of property from tradesman’s tools and professional equipment that you use in your business.

Machinery Breakdown

Covers damage to machinery caused by breakdown or explosion.

Employment Practices Liability

A relatively new type of insurance protecting employers against claims & legal costs by employees arising from allegations of inappropriate conduct in connection with their employment. This could include, for example, sexual harassment, wrongful dismissal, or discrimination on the basis of age, race, sex or religion.

Public Liability

Covers you against claims by people who may suffer injury or damage to property while on your premises, or while you are working at their premises.

Products Liability

If you sell, supply or deliver goods, even in the form of repair or service, you may need to cover against claims of goods causing injury or damage.

Professional Indemnity

Businesses which supply advice of any kind can be sued for financial loss due to errors or omissions, and may therefore require this protection.

Employee Dishonesty

Fraud or dishonesty by your employees.

Computers & Electronic Equipment

Fire, theft, accidental damage, breakdown and business interruption cover for computers & electronic equipment.

Glass

Breakage of internal and external glass and signs.

Tax Investigation

Costs incurred by your accountant or registered tax agent (after receiving notification from the Australian Taxation Office) in conducting an audit or investigation in relation to your liability to pay tax.

Goods In Transit

Cover against loss or damage to your property while in transit, either within Australia or on a worldwide basis.

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